Tools (4)
| Tool | Access | What it does | Serves |
|---|---|---|---|
pull_consumer_credit | Read | Pull consumer credit reports and scores under a recorded permissible purpose. | 1 agent tool |
pull_commercial_credit | Read | Pull commercial credit, UCC, liens, judgments and ownership data. | 1 agent tool |
fetch_permissioned_income | Read | Retrieve consumer-permissioned income and employment data. | 1 agent tool |
get_industry_data | Read | Industry outlook and peer ratio benchmarks by NAICS and revenue band. | 2 agent tools |
Overview
Brings external credit, income and industry data to decisioning, verification and credit-memo agents. Every pull records permissible purpose and consent scope.
Backing systems
- Consumer credit bureaus
- Commercial bureau and public records
- Payroll/open-banking aggregators
- Industry benchmark data
Security & data
FCRA permissible purpose and consumer consent are required parameters and are logged with each pull. Bureau files are referenced by id downstream rather than copied.
Build & deploy
Bureau connectivity is usually via vendor SDKs or certified gateways rather than open REST; aggregators and benchmark providers offer REST/OpenAPI.
Packaged as a container alongside the agents that use it; deployed into the licensee's environment.