The problem
Underwriters piece together borrower and cosigner credit, education and income data by hand, and fair-lending scrutiny makes every decision hard to document.
What changes
- Clear cases handled within your credit policy
- Explainable referrals for complex files
- Audit-ready records for fair-lending review
Full specification
The complete specification for Student Loan Underwriting Copilot Agent is shared with your team under NDA as part of a demo or evaluation. It covers:
- Step-by-step workflow and human approval points
- Tools, systems and access levels
- Guardrails and regulatory mapping
- Handoffs to other agents and teams
- Evaluation set (L1–L5) and results
- Model risk documentation