The problem
Borrowers juggle many loans without knowing which to pay first, and employer contribution and retirement match programs are hard to administer.
What changes
- Clear payoff and forgiveness trade-offs
- Extra payments directed where they help most
- Employer contributions processed reliably
Full specification
The complete specification for Repayment Optimization and Employer Benefit Agent is shared with your team under NDA as part of a demo or evaluation. It covers:
- Step-by-step workflow and human approval points
- Tools, systems and access levels
- Guardrails and regulatory mapping
- Handoffs to other agents and teams
- Evaluation set (L1–L5) and results
- Model risk documentation