The problem
Fraudsters use synthetic identities and fake cosigners, and manual identity checks either slow good applicants or let bad ones through.
What changes
- Fraud caught before funds go out
- Faster approvals for low-risk applicants
- Clear summaries for fraud reviewers
Full specification
The complete specification for Borrower and Cosigner Identity Risk Agent is shared with your team under NDA as part of a demo or evaluation. It covers:
- Step-by-step workflow and human approval points
- Tools, systems and access levels
- Guardrails and regulatory mapping
- Handoffs to other agents and teams
- Evaluation set (L1–L5) and results
- Model risk documentation