The problem
Section 1071 adds new data to capture and wall off from underwriters, and fair lending testing on pricing and decisions is often manual and late.
What changes
- Reportable data captured as applications move
- Demographic data kept out of underwriting view
- Fair lending evidence ready for examiners
Full specification
The complete specification for Section 1071 & Fair Lending Data Agent is shared with your team under NDA as part of a demo or evaluation. It covers:
- Step-by-step workflow and human approval points
- Tools, systems and access levels
- Guardrails and regulatory mapping
- Handoffs to other agents and teams
- Evaluation set (L1–L5) and results
- Model risk documentation