Applies credit policy and ML models using credit, education, employment and cash-flow data to decision private origination and refinance applications, auto-approving within delegated limits and preparing explainable referrals.
Not yet specifiedSemi-autonomousComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.
What it does
Pull bureau data for borrower and cosigner and compute combined capacity
Incorporate school, degree, field-of-study and employment trajectory within fair-lending constraints
Evaluate cosigner necessity and strength
Auto-decision clear cases and prepare case summaries with reason codes for underwriters