Screens federal borrowers for income-driven repayment eligibility, estimates payments across plans, prepares enrollment and manages annual IDR recertification before deadlines.
Full spec in reviewSemi-autonomousComplexity: Medium
The full specification - workflow, tools, guardrails, handoffs and evaluation set - is in review and will replace this page when published.
What it does
Collect income, family size and loan types and screen plan eligibility (Direct vs. FFEL/Perkins)
Estimate monthly payment under each IDR plan vs. standard and model forgiveness timelines and tax implications
Pre-fill IDR applications and support IRS data-sharing consent
Send recertification reminders about 60 days ahead and track completion
Flag plan-migration needs when plans are terminated or changed