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Agent · Backlog

Pre-Underwriting File Review Agent

Reviews the loan file against lending guidelines before it reaches underwriting, identifies inconsistencies, calculates GSE qualifying income and clears conditions while the borrower is still engaged.

Not yet specifiedSemi-autonomousComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Compare documents against investor/agency guidelines
  • Identify missing or inconsistent information
  • Calculate qualifying income
  • Generate contextual condition requests
  • Produce a file summary for the underwriter

Systems and data it works with

  • POS/LOS (Blend, Encompass)
  • Guideline database
  • AUS (DU/LPA)
  • IDP output