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Agent · Backlog

Loss Mitigation & Default Workflow Agent

Supports default servicing by identifying loans in loss mitigation, assembling borrower and property details, evaluating workout options against investor waterfalls, and triggering document conditions and workflows for specialist review.

Not yet specifiedAssistiveComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Query portfolio for delinquency and loss-mit status by modification type
  • Assemble borrower/property/investor data
  • Evaluate forbearance, repayment plan, modification and liquidation options per investor waterfall
  • Flag missing documentation and create conditions
  • Track foreclosure timelines and holds

Systems and data it works with

  • Servicing system (Sagent Dara, MSP)
  • Default/loss-mit module
  • Investor reporting
  • Document management
  • Call-center data