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Agent · Spec in review

Document Collection & Classification Agent

Collects, classifies and indexes borrower documents as they arrive, extracts key data points and chases missing items so files reach underwriting complete.

Full spec in reviewAutonomousComplexity: Medium
The full specification - workflow, tools, guardrails, handoffs and evaluation set - is in review and will replace this page when published.

What it does

  • Classify uploaded documents (W-2, paystub, bank statement, ID)
  • Extract and validate data points against the application
  • Detect missing/expired documents
  • Generate contextual follow-up requests
  • Index into eFolder

Systems and data it works with

  • LOS eFolder (Encompass/Empower/proprietary)
  • IDP/OCR platform
  • POS document portal
  • Borrower messaging