Scores authorizations in real time, applies step-up or soft declines, confirms suspicious transactions with the cardholder, and verifies agent-initiated purchases carrying authenticated intent.
Not yet specifiedAutonomousComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.
What it does
Score each authorization against behavioral, device, merchant and geolocation baselines
Decide approve/step-up/decline within latency budget
Send one-tap confirm/deny alerts and reopen cards on confirmation
Validate registered-agent credentials, intent and cart context for agentic transactions
Package confirmed fraud cases for investigation and reissuance