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Agent · Backlog

Income and Document Verification Agent

Extracts, classifies and validates pay stubs, bank statements and tax forms, reconciles them with consumer-permissioned cash-flow data, and flags tampered documents.

Not yet specifiedSemi-autonomousComplexity: Medium
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Classify and extract data from uploaded documents
  • Detect document tampering and fabricated statements
  • Compute verified income and debt-to-income from bank transaction data
  • Reconcile stated vs. verified income and employment
  • Clear stipulations or request specific missing documents from the applicant

Systems and data it works with

  • Document AI (e.g., Ocrolus)
  • Plaid/MX cash-flow data
  • Payroll APIs
  • LOS stipulation queue