Orchestrates KYC/CIP checks, synthetic identity and third-party application-fraud detection at point of application, including BNPL checkout where decisions must complete in seconds.
Not yet specifiedSemi-autonomousComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.
What it does
Verify identity against bureau, document and database sources
Screen OFAC/sanctions and PEP lists
Score synthetic-identity and account-opening fraud risk using device, velocity and consortium signals
Trigger step-up (selfie/liveness, OTP) when risk is elevated
Route unresolved cases to fraud analysts with an evidence summary