Runs policy rules and ML credit models over bureau, cash-flow and alternative data, auto-approves clear cases within delegated authority, and prepares explainable case summaries for human underwriters on referrals.
Full spec in reviewSemi-autonomousComplexity: High
The full specification - workflow, tools, guardrails, handoffs and evaluation set - is in review and will replace this page when published.
What it does
Pull and normalize tri-bureau and cash-flow attributes
Execute credit policy and champion/challenger models
Auto-decision within approved thresholds and refer gray-zone cases
Generate underwriter case summary with top adverse-action reason codes