At or after charge-off, estimates expected recoveries per account and routes each to the highest-value channel: internal recovery, digital, third-party agency, legal, or sale.
Not yet specifiedSemi-autonomousComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.
What it does
Build post-charge-off recovery scores
Estimate liquidation curves and expected net-back by channel
Apply channel eligibility rules (balance, state, statute of limitations)