Skip to main content

Agent · Backlog

MCA Application Scrub & Stacking Agent

For merchant cash advance and revenue-based financing, scrubs inbound ISO/broker packets, detects existing advance positions and stacking, and runs the funder's waterfall checks within minutes of receipt.

Not yet specifiedSemi-autonomousComplexity: Medium
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Parse ISO email packets and classify attachments
  • Populate CRM and auto-reply to brokers
  • Identify active MCA positions, holdback/remittance frequency and average daily repayments
  • Reject deals outside the credit box
  • Run waterfall rules (industry, time in business, minimum monthly revenue, NSF caps) and recommend offer tier

Systems and data it works with

  • Heron Data / Kaaj
  • CRM (e.g., Salesforce/Centrex)
  • UCC search providers
  • Bank statement data
  • Funder decision engine