Extracts and spreads business financial statements and tax returns into the bank's standardized spread template, computes ratios and trends, and flags anomalies for analyst confirmation.
Full spec in reviewSemi-autonomousComplexity: Medium
The full specification - workflow, tools, guardrails, handoffs and evaluation set - is in review and will replace this page when published.
What it does
Extract income statement, balance sheet and cash flow line items from audited/compiled/tax-basis statements
Map to bank chart of accounts and spreading template
Calculate DSCR, leverage, liquidity, working-capital and trend ratios
Reconcile across periods and documents
Flag outliers and missing schedules for analyst review