Checks the assembled deal against credit policy, identifies and documents policy exceptions, prepares the approval package for the appropriate authority level, and records the decision rationale; it never makes the final credit decision.
Not yet specifiedAssistiveComplexity: Medium
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.
What it does
Run policy rules (DSCR floors, LTV caps, concentration limits, hold limits, SBA minimums)
Identify exceptions and required mitigants
Route to correct delegated authority or committee
Capture decision, conditions and adverse-action reasons