Skip to main content

Agent · Backlog

Soft-Pull Prequalification Agent

Delivers instant, soft-inquiry prequalification on OEM, dealer and lender digital properties so shoppers see real payment ranges before a hard pull or dealer visit.

Not yet specifiedAutonomousComplexity: Medium
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Collect minimal applicant data with consent
  • Run soft pull and prequal scorecard
  • Return eligible APR/term/payment ranges
  • Persist prequal token for in-store continuation
  • Explain next steps

Systems and data it works with

  • Soft-pull bureau API
  • Lender decision engine
  • Digital retail platform (Upstart Auto Retail, Octane)
  • OEM website