Skip to main content

Agent · Backlog

Deal Structuring & Lender Routing Agent

Recommends a fundable deal structure (term, LTV, down payment, back-end products) and the best-fit lenders by comparing deal data against each lender's program guidelines before submission.

Not yet specifiedAssistiveComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Compare deal attributes (LTV, PTI, vehicle age/mileage, backend advance) against lender buy-boxes
  • Recommend restructures that clear policy
  • Rank lenders by approval likelihood and dealer economics
  • Pre-check documents against lender policy
  • Flag likely callbacks

Systems and data it works with

  • Dealertrack/RouteOne
  • DMS desking tool
  • Lender rate sheets and guideline library
  • Valuation API
  • F&I menu system